Understanding the Home Buying Process
From the moment we meet until the moment we close the deal, we’ll be by your side. Whether it’s going the extra mile to find you the perfect property, or helping you reduce the stress of moving, we’ll take care of every detail so you’ll get the most out of the experience. Reach out to us to schedule a free buyer consultation!
In Your Corner
When you’re in the market for a home, you need someone in your corner; someone who will help you find what you’re looking for, to provide the information you need to make good decisions, and the programs you need to make sure you get the most out of every deal.
Establish a brokerage relationship
In the simplest of terms, establishing a brokerage relationship means signing an agreement to work exclusively with us, your brokers. However, our working relationship is far more than a contract it is the key to finding the home that meets both your needs and your budget.
Getting pre-approved
Before you begin your home search, it is vital that you visit with 2-3 reputable lenders to explore different mortgage options, learn how much of a loan you can qualify for, and get pre-approved for a loan. These meetings will give you a good idea of who you prefer to work with. Because a home is a huge investment, make sure you have confidence in your lender.
Search for homes
The search for your new home begins with defining both where you want to live and what you want in a home. Understanding your needs and wants makes it easier for us to show you homes that meet your requirements and saves you the time of looking at homes that you eliminated. After you have defined your house requirements, we will search the MLS for properties and eliminate those that don’t meet your criteria, preview the most likely candidates and then arrange for you to see the best possibilities.
Contract to buy
When we find the home you wish to purchase, we will write and present your offer along with your earnest money and loan pre-approval letter to the listing agent or seller. Writing an offer involves understanding the contracts, whether for an existing home or a new build, as well as the process that begins as soon as the seller accepts your offer and it becomes a legally binding contract.
Get a home inspection
We recommend that you hire an independent, professional inspector to inspect the property within the timeframe established by the purchase contract. If the property does not pass your subjective determination, then you can move on and locate a replacement property. Having the property quickly inspected before the property is appraised is also a wise financial move because you do not want to pay for an appraisal on a property that turns out to be in poor condition.
Close the transaction
Once all the contingencies in the contract have been satisfactorily fulfilled and the lender has approved your loan and issued a loan commitment, your loan and real estate transaction can be finalized, or closed. At closing, you and the seller will sign all necessary documents to transfer ownership of the property and record the mortgage and deed information. You will receive a copy of all closing documents and be given the keys to your new home!
Contact Us
© 2022 ERA Franchise Systems LLC. All rights reserved. ERA, ERA Real Estate Powered, ERA Distinctive Properties, and their respective logos are service marks owned by ERA Franchise Systems LLC. ERA Franchise Systems LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by third parties are not provided by, affiliated with or related to ERA Franchise Systems LLC, or its affiliated companies. Affiliated real estate agents are independent contractor sales associates, not employees.
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